پیوندهای مفید
آمار
| تعداد نشریات | 21 |
| تعداد شمارهها | 685 |
| تعداد مقالات | 9,955 |
| تعداد مشاهده مقاله | 70,609,111 |
| تعداد دریافت فایل اصل مقاله | 62,308,407 |
Identifying factors affecting financial technology in small and medium businesses using Grounded theory and structural equation model | ||
| International Journal of Nonlinear Analysis and Applications | ||
| مقاله 14، دوره 15، شماره 2، اردیبهشت 2024، صفحه 165-172 اصل مقاله (335.99 K) | ||
| نوع مقاله: Research Paper | ||
| شناسه دیجیتال (DOI): 10.22075/ijnaa.2023.30137.4346 | ||
| نویسندگان | ||
| Hossein Akbarpour Noshri؛ Mohammad Sadegh Horri* ؛ Iraj Nouri | ||
| Department of Management, Arak Branch, Islamic Azad University, Arak, Iran | ||
| تاریخ دریافت: 15 دی 1401، تاریخ بازنگری: 24 اسفند 1401، تاریخ پذیرش: 02 فروردین 1402 | ||
| چکیده | ||
| The purpose of this research was to identify the factors affecting financial technology in small and medium businesses using the Grounded theory and structural equation model. The method used in this study was a hybrid method including a qualitative method based on the Grounded theory approach and a quantitative method based on the structural equation approach. In the present study, the data obtained from the text of the interviews were analyzed by MAXQDA software in order to increase the accuracy and speed of the research. Based on the qualitative tactics of content analysis and the foundation's data strategy, 98 initial codes were obtained. Three concepts of economic and employment factors, innovation in the economy and change in customers' behavior were obtained as causal conditions affecting the central phenomenon (formation of the financial technology market). The coefficients obtained from the structural equations show that the variables of economic and employment factors, innovation in the economy and the change in customer behavior have a positive and significant effect on the formation of the financial technology market. | ||
| کلیدواژهها | ||
| Financial technology؛ Small and medium businesses؛ Grounded theory؛ Structural equations | ||
| مراجع | ||
|
[1] I. Candraningrat, N. Abundanti, N. Mujiati and R. Erlangga, The role of financial technology on development of MSMEs, Account. 7 (2021), no. 1, 225–230. [2] C. Croux, J. Jagtiani, T. Korivi and M. Vulanovic, Important factors determining Fintech loan default: Evidence from a Lending Club consumer platform, J. Econ. Behav. Organ. 173 (2020), 270–296. [3] H. Gimpel, D. Rau and M. Roglinger, Understanding FinTech start-ups–a taxonomy of consumer-oriented service offerings, Electronic Markets 28 (2018), no. 3, 245–264. [4] P. Gomber, R.J. Kauffman, C. Parker and B.W. Weber, On the fintech revolution: Interpreting the forces of innovation, disruption, and transformation in financial services, J. Manag. Info. Syst. 35 (2018), no. 1, 220–265. [5] J. Jagtiani and C. Lemieux, The roles of alternative data and machine learning in fintech lending: evidence from the Lending Club consumer platform, Financ. Manag. 48 (2019), no. 4, 1009–1029. [6] E. Knight and D. Wojcik, FinTech, economy and space: Introduction to the special issue, Envir. Plan. A: Econ. Space 52 (2020), no. 8, 1490–1497. [7] J. Li, J. Li, X. Zhu, Y. Yao and B. Casu, Risk spillovers between FinTech and traditional financial institutions: Evidence from the US, Int. Rev. Financ. Anal. 71 (2020), 101544. [8] Y. Liu, S. Saleem, R. Shabbir, M.S. Shabbir, A. Irshad and S. Khan, The relationship between corporate social responsibility and financial performance: A moderate role of fintech technology, Environ. Sci. Pollut. Res. 28 (2021), no. 16, 20174–20187. [9] Z.L. Wisker, B. Muniapan and V. Rosinaite, Religiosity and sustainable practices in small to medium-sized businesses: A mixed-method analysis, Malay. J. Bus. Econ. 6 (2019), no. 2, 147. [10] D.A. Zetsche, R.P. Buckley, D.W. Arner and J.N. Barberis, From FinTech to TechFin: the regulatory challenges of data-driven finance, NYUJL & Bus. 14 (2017), 393. | ||
|
آمار تعداد مشاهده مقاله: 19,539 تعداد دریافت فایل اصل مقاله: 12,985 |
||